Part two of this series dealt with making a budget. So now that you have a budget in place, how do you manage it? That …

The basic tool for managing finances is a budget. Budgeting means different things to different people, but almost everyone can agree that the first step …

This is the first in a series of articles dealing with personal finances. I’m writing about this topic because of a recent appointment, along with …

The drama of human life of Planet Earth is an amazing story that continues to unfold all around us day by day. As Christians, we …

Since our daughter, Kelti, is teaching at a school in Laos we decided to spend our holiday visiting her. It was an amazing experience for …